Finance Center

Looking to Finance Your Next Used Vehicle Near Empire Ford of New Bedford, MA?

Our Finance Team is committed to helping our customers with their CREDIT APPROVAL needs. Our Dealership has access to millions of dollars of credit from a variety of lending sources, and as a result, we are able to provide you with more options. We understand that bad things happen to good people, and that’s why Empire Ford of New Bedford is the #1 dealer in “Credit Amnesty!

“Good Credit, Bad Credit, No Credit… We are here to help!

josh-grace-finance-manager

Josh Grace, Finance Manager

508-996-5611, ext. 6125

Financing with Empire Ford of New Bedford – We’re Here for You

At Empire Ford of New Bedford, our mission is simple: to help you secure the financing you need to drive away in the vehicle you want, no matter your credit situation. With years of finance experience, we’ve built a track record of assisting clients in all financial circumstances to find the right financing options.

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man calculates finances with smartphone

A Finance Team You Can Rely On

We understand that financing can sometimes feel overwhelming, and that’s why our experienced finance team is here to guide you every step of the way. With access to over 30 trusted lending institutions, we’ll work hard to find the financing solution that fits your needs and budget. Have questions? Call us anytime at 877-741-5350.

What Is Credit, and Why Does It Matter?

Credit plays a big role in everyday life, impacting everything from loan approvals to insurance rates and even job opportunities. Your credit score, a three-digit number based on your financial history, represents your likelihood of paying off debts. In general, higher scores make it easier to secure financing with better terms, but we’re here to help no matter where your score stands.

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Checking Your Credit

If you haven’t checked your credit report recently, now may be a good time to do so. Mistakes can happen, and regularly reviewing your credit report helps ensure it accurately reflects your history. Here are the main credit reporting agencies where you can obtain a copy:

Steps to Building Stronger Credit

If you’re working on improving your credit, there are a few steps that can help over time:

  • Make payments on time – Consistent, timely payments build a positive credit history.
  • Keep balances manageable – Avoid maxing out credit cards; lower balances are viewed favorably.
  • Limit new credit applications – Too many applications can signal to lenders that you’re taking on new debt.
  • Address debt promptly – If you’re having trouble with payments, consider speaking with creditors or a credit counseling service for support.

Ready to Get Started?

Empire Ford of New Bedford is here to make financing simple and stress-free. Whatever your credit score or financial situation, our team is committed to finding the right solution for you. Visit us or reach out today – we’re excited to help you on your path to ownership!

Empire Ford of New Bedford is located at: 395 Mt Pleasant St • New Bedford, MA 02746

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Empire Ford of New Bedford 41.6603238, -70.9418939.