No Matter your Credit Score , We Can Help

Financing Your Ford With Us

Financing with Empire Ford of New Bedford to land your dream vehicle is now easier than ever. Our wide-range of inventory offers premium expert care to help you acquire the right car for you, whether it be an SUV, truck, or sedan. We service a multitude of towns including, Dartmouth, New Bedford, Acushnet, and Fairhaven, where our commitment to you is as strong as yours has been to us. Our customer driven approach here at Ford will leave you feeling satisfied, as we work with you to finance your next purchase regardless of your credit score, that's why we are here to help.

Our professional team is dedicated to getting you the lowest price possible on your car, that's why we have an easy to use loan calculator, as well as a credit estimator, and a finance application. We also have a trade-in tool if you want an estimate on the value of your trade-in car. We are determined to let nothing stop you from getting in the way of either purchasing or leasing a vehicle.

Who Do we Appeal To?

The short answer is nearly everyone. We take into consideration all types of scores and offer all kinds of financing. Those who we are especially here for include:

  • First time buyers
  • Recent college grads
  • Those with bad credit
Start Your Credit Application Today!


Empire Ford of New Bedford

395 Mt. Pleasant St
Directions New Bedford, MA 02746

  • Sales: (855) 453-5700
  • Service: (508) 996-5611
  • Parts: (508) 996-5611

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Important Privacy Information*

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Should I Lease or Buy?

We offer both leasing's, and outright buying for your next new vehicle. But how do you know which one to choose? Leasing means you essentially rent a car for a designated period, usually for a year or two. With a lease you pay low monthly payments, and at the end of the duration (provided you keep it relatively in good shape), you have an option to renew, buy, or lease a brand new vehicle.

Buying on the other hand involves higher monthly payments, but you get to own your vehicle. If you like variety and lower payments, maybe leasing is the answer. On the hand, if you like the satisfaction of owning your own vehicle, then buying could be a better option. Regardless, at Empire Ford of New Bedford, we are here to help you through the process, please visit us at our credit financing page to let us help you get driving in the car you deserve.

Financing with Poor Credit

At Empire Ford of New Bedford, we offer various lease and financing options regardless of the state of your credit score. We know many of you deserve a second chance, had unfortunate things happen out of your control, or just are too young to have built a strong credit score. That is why we will take the time to help you rebuild your score by working with various banks and lenders in our area.

Fill Out a Finance Application to Get Started

Our online application process is easy to use. Once you have selected a Ford that appeals to you, fill out our online form with the corresponding, accurate information to get the ball rolling. Don't worry, your information will be safe with us. Furthermore, if you do this before you enter the dealership, it will save time so we can focus on getting you your new car, without the hassle of paperwork. After filling out the form you will be contacted by our professional team to go in depth into details.

If you are in need of a new car, then please come down to Empire Ford of New Bedford , where we would be happy to service you and the surrounding areas of New Bedford, Dartmouth, Acushnet, and Fairhaven, Massachusetts; or give our sales team a call at 888-722-6063.


  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 6:00pm
  • Sunday 11:00am - 6:00pm
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