LOOKING TO FINANCE YOUR NEXT FORD NEAR NEW BEDFORD, MA?

Our Finance Team is committed to helping our Customers with their Credit Approval needs. Our Dealership has access to millions of dollars of credit from a variety of Lending Sources, and as a result, we are able to provide you with more options. We understand that bad things happen to good people and that's why Empire Ford is the #1 dealer in "Credit Amnesty!"

Good Credit, Bad Credit, No Credit... We are here to help!
Call us today at 888-722-6063.

Hello,

My name is Bryce Sewall and it's my job to get you the best financing deal that is possible towards your vehicle purchase here at Empire Ford. We have a great history of financing vehicles for owners that thought that their credit placed them far away from the car, truck or SUV they wanted or needed. We are thoroughly committed to getting you the credit that you deserve and the vehicle you require. Make certain that you call me with your questions or concerns at 800-722-6063, ext. 6125.

When purchasing a new or used vehicle, you have a lot of choices when it comes to paying for it. You can either spend hours applying for loans and comparing offers or you can let Empire Ford do the work for you by financing through Ford Credit Financing.

1. Standard Purchase Loan. A standard purchase loan can be used for a new or pre-owned vehicle and is available with various rates and terms, depending upon your credit. There are no mileage limitations.
2. Red Carpet Lease. If you wish to, you could decide to lease your new Ford through Ford Credit's Red Carpet Lease program which can be customized to fit your needs. Choose from various mileage options and various terms, depending on your needs and what you qualify for. Leasing a vehicle will allow you to have lower monthly payments when compared to a standard purchase loan. You also have the option of purchasing the vehicle at lease-end. Leasing allows you to get into a newer vehicle more often
3. Ford Rebates and Incentives. Ford offers a wide range of additional incentives, some of which can be combined. See dealer for complete details.
   • Retail Customer Cash
   • Ford Credit Bonus Cash
   • Trade-in Assistance bonus Cash
   • Select Inventory Customer cash
   • Military & First Responder Bonus cash
   • Commercial upfit
   • College Student & Recent Grad Bonus Cash

Your Credit Score

Your credit report influences your ability to obtain purchases on credit as well as your ability to rent an apartment, purchase a home, secure a job or even buy insurance. Although credit problems are common, few people understand how their credit history is collected and reported. Some of the following information may help in understanding your credit rating. It will show how this rating can "change your life."

The information in your credit history is used to create your credit score, a three-digit number that shows how likely you are to pay your debts. The higher the score the more likely you are to be a good credit risk. FICA credit scores range from 400s to about 850. Usually you need a score of at lease 600 to apply for a mortgage. Some companies charge lower interest rates to people with higher scores.

Bad Credit Hurts

Your Credit History

If you have never seen your credit report or if you have not checked it in the past two years, you should request a copy from at lease one of the reporting agencies that we have listed. Check the report carefully to make certain there are no errors reflected in your credit report. You can correct a mistake by showing proof of the error to both the entity that reported the error and the reporting agency but it may take some tie and effort.

Steps Toward Better Credit

1. Pay bills on time. Late payments reflect on your credit history
2. If you owe a lot on your credit cards, make at least the minimum payment each month
3. If you do not have a source of credit such as a credit card, get one and make the minimum payments; this way you will build a good history.
4. Do not apply for more credit than you require. Applications will show up on your credit report and may cause potential creditors to think that you are about to take on more debt.
5. Don't ignore your debt obligations. If you are experiencing problems making minimum payments, contact your credit and work out a reduced payment plan. If you cannot work out a reduced payment plan with your creditors, contact a credit counseling service for assistance. Your creditors may be ore receptive to a well known third party.

I hope you have found this information both informative and enlightening. By continuing our history of matching cars to people, even those who may think that a vehicle is out of their reach may find it is not. Empire Ford works with their community. Let us work with you!

Sincerely,

Bryce Sewall
Finance, Manager
888-722-6063, ext. 6125
bsewall@buyempireautogroup.com