• Sales: (855) 453-5700
  • Service: (855) 453-4700
  • Parts: (508) 985-6128

395 Mt. Pleasant St Directions New Bedford, MA 02746

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        Buying vs Leasing

        Buying or Leasing: Which One Is Right for You?

        When you've found your next new or pre-owned Ford, our expert financing professionals at Empire Ford of New Bedford can help you navigate our multiple auto-financing options so you can drive home in your new car, truck, van, or SUV sooner than you think.  Deciding whether leasing or buying is the best option for you depends on your personal budget and driving needs. Explore the benefits of each option below to determine whether buying or leasing is right for you currently.

        Pros and Cons of Leasing

        Benefits of Leasing
        • Leasing allows drivers to get behind the wheel of their next car with little to no down payment. So you don’t have to have as much money upfront when you’re looking to lease.
        • Since you’re not having to pay as much of a down payment leasing as you do when buying, you can drive home in a nicer or bigger car at a lower price.
        • Your leased vehicle is protected under a factory warranty so lessees can potentially expect lower repair costs than owners.
        • Drivers looking to transition in and out of vehicles can enjoy the fluidity of leasing so you can trade-in your leased vehicle at the end of the term for a new model.
        • Lessees potentially pay less sales tax than owners.
        Cons of Leasing
        • The first con is the clear reality that you don’t own your new vehicle and will have to return it. Although you do have the option to purchase the vehicle upon its return. 
        • You face limitations such as mileage caps and will have to purchase additional miles if needed.
        • Lessees probably might pay more in the long run when leasing than you would if you bought and kept the vehicle for years.
        • You could potentially face additional charges at the end of your lease for excessive wear-and-tear charges.
        • Termination fees could be costly if you decide to end your lease early.

        Pros and Cons of Buying

        Benefits of Buying
        • Congratulations, you own your new vehicle and can modify it as you please with additional packages and factory accessories.
        • Your new vehicle is an investment and will save you more money in time.
        • Owners don’t have to abide by mileage caps or penalties, the road is yours.
        • You have the flexibility and options to sell your vehicle whenever you please.
        • You can save on your next purchase by putting your current vehicle towards your next vehicle.
        Cons of Buying
        • Those looking to buy must have more funds available upfront for a down payment in order to keep your purchase financially sound.
        • Your monthly payments will probably be higher than if you were leasing your vehicle.
        • As the owner, you’re responsible for all repair costs once your warranty expires.
        • You could potentially have more money wrapped up in your purchased vehicle which will eventually depreciate in value.
        • You could potentially face additional charges at the end of your lease for excessive wear-and-tear charges.
        • Termination fees could be costly if you decide to end your lease early.

        Drivers near Dartmouth, Acushnet, and Fairhaven can come in and speak with our Sales professionals directly at Empire Ford of New Bedford to learn more about the benefits of buying and leasing a vehicle. We can work with you directly to help you determine whether leasing or buying is the best possible option for you individually. No matter your personal budget or financial history, we can talk with you about your driving needs. Contact or visit us today to get started.

        Contact

        Empire Ford of New Bedford

        395 Mt. Pleasant St
        Directions New Bedford, MA 02746

        • Sales: (855) 453-5700
        • Service: (855) 453-4700
        • Parts: (508) 985-6128

        Hours

        • Monday 9:00am - 9:00pm
        • Tuesday 9:00am - 9:00pm
        • Wednesday 9:00am - 9:00pm
        • Thursday 9:00am - 9:00pm
        • Friday 9:00am - 9:00pm
        • Saturday 9:00am - 6:00pm
        • Sunday 11:00am - 6:00pm

        Make an Inquiry

        Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, license, processing and/or documentation fees, and destination charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.
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